29 Palms
Short Sale Request Complete the form Below
Short sale
evaluations for 29 Palms homeowners are FREE and there is no obligation for California homeowners exploring their current mortgage options.
Contact an experienced short sale specialist and put a designated Certified Distressed Property Expert (CDPE) and Certified HAFA Specialist (CHS) to work for you. Contact us today and we will advise you of your short sale options.
29 Palms Short Sale Information
800-546-2289
Call Now- You may Qualify
for up to $3,000 in Government relocation assistance with a
successful short sale
A short sale is a
real estate transaction whereby the current lender(s) agree to
allow the owner to sell the property for an amount less than the
current mortgage.
Short sales are
more complicated and time consuming than an average real estate
sale, making it important to retain an experienced real estate
professional to oversee and negotiate the transaction. Short sales
are being pushed as a win-win situation since the bank gets
something, and the homeowner avoids foreclosure. The process is not
necessarily complicated but they do require some work on your part
and the part of your agent. Short sales are one of many ways of
stopping foreclosure of your home, and they are advantageous to all
parties in involved.
The theory
behind short sales is that banks would be better off to accept a
loss now, versus going through the legal expense of a foreclosure,
just to end up selling it for less later. The benefit to both
parties are that the homeowner doesn't suffer the credit
impacts/stigma of foreclosure and the lender can clear a
non-performing loan without the associated costs of foreclosure,
eviction and property rehabilitation. A short sale is a viable
alternative to foreclosure when foreclosure is imminent and
unavoidable, property values do not support a price sufficient to
pay the loan in full and the borrower will not receive compensation
from the sale.
Many loan
officers and Realtors say they know a lot about short sales, but
don’t know how to the short sale process works or even why a short
sale is a better alternative to a foreclosure. A short sale is an
extremely important transaction that should be handled by a trained
and experienced professional. By achieving the designation of CDPE
(Certified Distressed Property Expert) and as a Realtor® that has
successfully closed short sales, I have the training and the
experience you need in order to guide you through this process. Our
first step is a phone call to discuss your situation and to evaluate
your available options. Please call me today 800-546-2289
to discuss your unique situation.
Dawn Anderson CDPE, CHS, SFR, RDCPro, e-PRO
Broker- Midas Realty Group
CA DRE License #01258205